Avengers: Doomsday Cast Odds: The AI Model Verdict Vs. Kalshi
The most-argued casting questions in movies right now are not really about who Marvel has confirmed. They are about who Marvel is hiding. Kalshi has turned that guessing game into a market: 20 separate yes/no contracts on whether specific returning actors, from Tobey Maguire's Spider-Man to Hugh Jackman's Wolverine to Ryan Reynolds' Deadpool, will turn up in Avengers: Doomsday. We asked our AI model panel to score the whole board without letting any of them see a price, and the machines came back with a blunt message for a market that has talked itself into near-certainty on a pile of rumors: slow down.
New to Kalshi event markets? Start here → how Kalshi's yes/no contracts work.
The Quick Answer
Kalshi's traders price this like the casting is mostly settled. They have Tobey Maguire and Hugh Jackman near 88 cents, Ryan Reynolds' Deadpool at 86, and Benedict Cumberbatch's Doctor Strange at 74, even though Marvel has officially confirmed none of them and none appeared in the July 2026 trailer. Our price-blind, five-model panel is far more skeptical across the board. It keeps Maguire and Jackman as the two most likely returns but only at about 63% and 62%, and it fades almost everyone else hard: Deadpool all the way down to about 19%, the single biggest gap on the board, and Cumberbatch to about 39%. The one name the panel likes more than the market is Andrew Garfield, whose loud public denial the models trust the least.
The panel's logic in one line: the only Avengers: Doomsday contract that has actually settled is the one Marvel confirmed on the record, and everything still open is a bet on a rumor until the movie is in theaters.
- Market Favorites: Tobey Maguire (Spider-Man) and Hugh Jackman (Wolverine), both ~88¢
- Model Favorites: the same two names, but only ~63% and ~62% blends, agreeing on the order and fading the confidence
- Biggest Model Fade: Ryan Reynolds' Deadpool, ~19% blend vs an 86¢ price, a gap of roughly 67 points
- The Only Name The Panel Likes More Than The Market: Andrew Garfield, ~25% vs a 12¢ price
- Where They Nearly Agree: Iman Vellani's Ms. Marvel (~36% vs 44¢) and Don Cheadle's War Machine (~14% vs 20¢)
The case for the two cameos the panel does believe in, the Deadpool fade, the confirmed name that already paid out, the full 19-actor board, and a plain-English guide to reading these prices are all below.
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The Market At A Glance
| Venue | Kalshi, a CFTC-regulated event-contract exchange (18+; availability varies by state, as of August 2026) |
| The Event | "Avengers: Doomsday: Cast" (Kalshi event KXROLEINPRODUCTIONDOOMSDAY), 20 separate yes/no actor-role contracts |
| The Contract | Each market resolves YES if that actor is officially announced or credited in that role, or actually appears on screen in the released film. Announcement alone counts even if a scene is cut; these are independent contracts, so any number can resolve YES |
| Release Date | Avengers: Doomsday opens December 18, 2026; the markets expire around January 2, 2027, so the film is out before settlement |
| Liquidity (As Of August 7, 2026) | Thin books: the public feed reports no per-market volume, open interest runs from a few thousand up to about 48,000 contracts (each $1 notional) on the busiest names, and quoted spreads sit around 1 to 2 cents. Read every price as softer than a deep sports market |
| Prices Below As Of | August 7, 2026 (last-trade prices from Kalshi's public market feed; prices on this page refresh during the casting-news wave into release) |
These are model estimates, not predictions of fact and not financial advice. Kalshi event contracts trade on a CFTC-regulated exchange; you must be 18 or older and in an eligible state to participate. Every number in this piece gets graded in public once the market settles, in the full graded Model Verdict scoreboard.
What Actually Decides This Board
Before any single name, four fetched facts define how to read the whole thing, and they are the reason the panel and the market are so far apart:
- The Movie Comes Out Before The Market Settles. Avengers: Doomsday releases December 18, 2026, and these contracts expire in early January 2027. That means the "actual performance" half of the settlement rule is definitive by the deadline: whoever is on screen in the released film settles YES, no matter what was or was not announced first. These are really bets on who is in the finished movie.
- Only One Of These 20 Names Is Officially Confirmed. Marvel unveiled a huge ensemble at its March 2025 cast livestream and added to it since, from Robert Downey Jr. as Doctor Doom to Chris Hemsworth, Vanessa Kirby, Pedro Pascal, Florence Pugh, and the original Fox X-Men. Of the actors on this board, only Kathryn Newton, who confirmed her return as Cassie Lang, was ever part of that official group. The other 19 are rumor, insider reporting, or silence.
- The July 2026 Trailer Showed Almost None Of Them. A new trailer landed in late July 2026, and of this board's actors only Kathryn Newton appeared. No Spider-Man of any era, no Wolverine, no Doctor Strange, no Deadpool, no Hulk.
- Marvel Hides Its Best Cameos On Purpose. This is the fact that keeps the marquee names from collapsing to zero. The studio has a long, documented habit of keeping surprise legacy returns out of trailers and press releases until opening night, so for classic secret-cameo roles, absence is weak evidence of a no. The panel leaned on that for Maguire, Jackman, and the Spider-Man variants, and leaned against it for characters who would normally be revealed openly.
That framework is the whole story. The market is paying rumor prices as if they were confirmations. The models are paying only for what the fetched record actually supports, which is a lot of real uncertainty and one confirmed name.
Here is the short version first, then every model's raw number.
The Board
| Actor And Role | Market | Model blend |
|---|---|---|
| Tobey Maguire (Spider-Man) | ~88¢ | 62.6% |
| Hugh Jackman (Wolverine) | ~88¢ | 61.6% |
| Ryan Reynolds (Deadpool) | ~86¢ | 19.2% |
| Benedict Cumberbatch (Doctor Strange) | ~74¢ | 38.8% |
| Benedict Wong (Wong) | ~70¢ | 22.4% |
| Teyonah Parris (Monica Rambeau) | ~62¢ | 18.4% |
| Gwyneth Paltrow (Pepper Potts) | ~60¢ | 7.0% |
| Tom Holland (Spider-Man) | ~52¢ | 14.8% |
| Hailee Steinfeld (Kate Bishop) | ~48¢ | 22.6% |
| Iman Vellani (Ms. Marvel) | ~44¢ | 35.8% |
| Brie Larson (Captain Marvel) | ~34¢ | 14.2% |
| Xochitl Gomez (America Chavez) | ~32¢ | 19.4% |
| Jon Favreau (Happy Hogan) | ~30¢ | 12.0% |
| Mark Ruffalo (Hulk) | ~26¢ | 5.8% |
| Halle Berry (Storm) | ~22¢ | 5.4% |
| Don Cheadle (WAR Machine) | ~20¢ | 13.6% |
| Andrew Garfield (Spider-Man) | ~12¢ | 24.8% |
| Evangeline Lilly (The Wasp) | ~12¢ | 9.4% |
| Jonathan Majors (Kang) | ~6¢ | 2.2% |
| Kathryn Newton (Cassie Lang) | Settled YES | confirmed |
Every Seat's Number
Numbers below are each seat's probability that the actor is announced in or appears in the film, after the revision round. Kathryn Newton's contract already settled YES and is not re-scored.
| Actor And Role | Market | Opus | Sonnet | GLM | Kimi | DeepSeek | Blend | Gap (blend% − mkt¢) |
|---|---|---|---|---|---|---|---|---|
| Tobey Maguire (Spider-Man) | ~88¢ | 60 | 66 | 65 | 60 | 62 | 62.6% | -25 |
| Hugh Jackman (Wolverine) | ~88¢ | 60 | 63 | 65 | 55 | 65 | 61.6% | -26 |
| Ryan Reynolds (Deadpool) | ~86¢ | 17 | 19 | 20 | 18 | 22 | 19.2% | -67 |
| Benedict Cumberbatch (Doctor Strange) | ~74¢ | 34 | 38 | 40 | 40 | 42 | 38.8% | -35 |
| Benedict Wong (Wong) | ~70¢ | 18 | 19 | 25 | 25 | 25 | 22.4% | -48 |
| Teyonah Parris (Monica Rambeau) | ~62¢ | 15 | 17 | 20 | 20 | 20 | 18.4% | -44 |
| Gwyneth Paltrow (Pepper Potts) | ~60¢ | 7 | 8 | 10 | 5 | 5 | 7.0% | -53 |
| Tom Holland (Spider-Man) | ~52¢ | 15 | 12 | 20 | 15 | 12 | 14.8% | -37 |
| Hailee Steinfeld (Kate Bishop) | ~48¢ | 18 | 22 | 25 | 20 | 28 | 22.6% | -25 |
| Iman Vellani (Ms. Marvel) | ~44¢ | 34 | 37 | 35 | 35 | 38 | 35.8% | -8 |
| Brie Larson (Captain Marvel) | ~34¢ | 12 | 14 | 15 | 12 | 18 | 14.2% | -20 |
| Xochitl Gomez (America Chavez) | ~32¢ | 18 | 19 | 20 | 18 | 22 | 19.4% | -13 |
| Jon Favreau (Happy Hogan) | ~30¢ | 10 | 14 | 15 | 6 | 15 | 12.0% | -18 |
| Mark Ruffalo (Hulk) | ~26¢ | 6 | 7 | 8 | 5 | 3 | 5.8% | -20 |
| Halle Berry (Storm) | ~22¢ | 8 | 8 | 5 | 4 | 2 | 5.4% | -17 |
| Don Cheadle (WAR Machine) | ~20¢ | 10 | 18 | 15 | 10 | 15 | 13.6% | -6 |
| Andrew Garfield (Spider-Man) | ~12¢ | 22 | 33 | 25 | 22 | 22 | 24.8% | +13 |
| Evangeline Lilly (The Wasp) | ~12¢ | 10 | 9 | 10 | 8 | 10 | 9.4% | -3 |
| Jonathan Majors (Kang) | ~6¢ | 3 | 3 | 2 | 2 | 1 | 2.2% | -4 |
These are model estimates, not predictions of fact and not financial advice. The Blend column is the simple mean of the five model numbers in its row. The last column is a quick directional gap, the blend percentage minus the raw market price in cents; because these are independent yes/no contracts rather than a single mutually exclusive field, there is no vig to remove and no reason the column should net to anything. Market figures are raw YES last-trade prices from Kalshi's public feed, refreshed August 7, 2026, on thin books with roughly 1-to-2-cent spreads.
A note on the panel. Our standard Model Verdict lineup runs eight seats. On this run three were unavailable: the ChatGPT and Gemini command-line seats were not installed on the machine that produced these verdicts, and the Claude Fable seat errored out before it could answer. This board therefore runs on five models: Claude Opus, Claude Sonnet, GLM, Kimi, and DeepSeek. All five scored the 19 open contracts on August 7, 2026, without seeing any prices, working from a fetched, dated summary of the confirmed cast, the July 2026 trailer, and each actor's public reporting status, then read one another's anonymized reasoning and revised. Every model's number also lands in our back-tested Model Verdict ledger, where past price-blind calls are graded against settled results so the method is measured, not just asserted.
More live boards from the same panel: for another "who gets cast" market, our next James Bond model verdict scores the 007 field the same way (Kalshi has Callum Turner out front near 35¢); for a release-date read, the GTA 6 release-date model verdict covers a market pricing a GTA 6 arrival before 2027 near 89¢. Prices fetched August 7, 2026.
Tobey Maguire And Hugh Jackman: The Cameos The Panel Believes In (Just Not At 88 Cents)
If the panel has conviction anywhere, it is that these two are the likeliest returns on the board, which is the one place it agrees with the market on direction. Every seat ranked Maguire and Jackman first or second, and the blends land at about 62.6% and 61.6%. The reasoning is the secret-cameo pattern: both are heavily reported by insiders, Maguire in an expanded Spider-Man role reportedly setting up Secret Wars, neither has denied it, and both are exactly the kind of legacy return Marvel would keep out of a trailer. As Opus put it, Maguire has "multiple insiders reporting an expanded role as Secret Wars setup, a classic secret-cameo profile immune to reveal and trailer absence." Kimi and GLM independently made Maguire their single most confident yes for the same reason.
So why not 88%? Because a rumor, even a loud and consistent one, is not a confirmation, and the panel refuses to price it like one. There is a real difference between "the most likely name on a board of unconfirmed cameos" and "a near-lock." The models put Maguire and Jackman comfortably on the yes side of a coin flip and no further, and the 25-plus-point gap to the market is the cost of Kalshi treating an insider report as a done deal.
Ryan Reynolds' Deadpool: The Market's Big Bet, The Panel's Biggest Fade
Here is the sharpest split on the board. Kalshi prices Deadpool at 86 cents; the panel blends him to just 19.2%, a gap of about 67 points and the widest disagreement anywhere in this piece. It is also the one place the panel is working from something firmer than a rumor. The fetched reporting is actively skeptical: Reynolds has said he "has not stepped foot on the set," sources say he was not seen on the London shoot and "isn't set to appear in the next two Avengers movies," and a Comic-Con exchange implied the film was already finished without him.
The models weighed the obvious counter-argument, that Reynolds is a serial troll who denies everything and then shows up, and still came down hard. Sonnet said it "kept Reynolds lower than peers per on-set reporting," and Kimi "held Reynolds low on on-set sourcing" even after seeing the rest of the panel. The read to take is not that Deadpool cannot appear; it is that an 86-cent price bakes in a confirmation that the sourcing currently points away from, which is the definition of a market paying for a vibe.
Benedict Cumberbatch And Iman Vellani: The Live Coin Flips
Two names sit in true middle ground, and they are where the panel thinks the market is closest to right on a name that actually matters. Iman Vellani's Ms. Marvel carries the tightest gap of any contested market on the board, a 35.8% blend against a 44-cent price, an eight-point difference (the only smaller gaps are on near-dead longshots like Evangeline Lilly and Jonathan Majors, where market and panel simply agree it is a no). The models credited real signal, including director Andy Serkis' on-camera slip, "I'm excited to see you in Doomsday," which Vellani immediately shut down, while noting the same reporting hints she may be a Secret Wars piece rather than a Doomsday one.
Benedict Cumberbatch's Doctor Strange is the messier one, blended to 38.8% against a 74-cent price. Cumberbatch has spent a year contradicting himself, first implying he was out, later implying he was in, with a scooper report that he would play a twist role as a wizard ally of Doom rather than the hero fans expect. The panel read all that ambiguity as a real chance, not a 74-cent one, and it was the name the seats moved on most during the revision round.
Where The Panel Changed Its Mind
The panel scored the board once, then read one another's anonymized numbers and reasoning and revised. Most of the movement was convergence, not conformity, and three arcs stand out:
- DeepSeek Pulled Its Tobey Maguire Estimate From 80% Down To 62%. It was the lone high outlier on the marquee cameo in round one, and after seeing four other forecasters cluster in the low 60s it moved sharply into the pack. It was the single largest revision on the board, and it tightened the Maguire consensus rather than splitting it.
- The Deadpool Number Converged Downward. Opus started at 30% and cut to 17% after the round; the whole panel settled into a tight 17-to-22 band. As Kimi summarized its own hold, the peer cluster "confirmed my secret-cameo reads on Maguire and Jackman," but on Reynolds it "held low on on-set sourcing" rather than drift up toward anyone more optimistic.
- Opus Held Its Two Favorites And Said Why. "Held. My Maguire and Jackman near 60 already sit inside the pack's ranges," it wrote, "and the first-party nos, Ruffalo, Berry, Majors, and the low-signal roles are unchanged. Nothing in peers' reasoning beat the fetched signals." That is the discipline the revision round is meant to test: a seat that reads the room, finds no new evidence, and refuses to move for the sake of moving.
What Would Change The Panel's Mind
These numbers are a snapshot of an unusually news-sensitive board, and specific, event-shaped things would move them fast:
- An Official Marvel Announcement Or Credit For Any Name. The settlement rule pays on announcement alone, so a single press release or an official cast update would send that actor's contract toward 100 and, in the panel's framework, retroactively prove the market right on that name. This is the biggest upside risk to every fade here.
- A New Trailer, TV Spot, Or CinemaCon-style Footage Before December. Kathryn Newton's contract settled the week after she turned up in the July trailer. Any fall marketing beat that shows Maguire, Jackman, or Deadpool on screen is an instant yes and would validate the market over the panel on that name.
- A Verified Set Leak Or Paparazzi Photo From The London Shoot. Marvel hides cameos, but sets leak. A credible on-set image of an unconfirmed actor in costume would push the panel up hard, especially on the secret-cameo names it already leans yes on.
- A Firmer, First-Party Denial, Or The Reverse. The panel's low numbers on Mark Ruffalo, Halle Berry, and Brie Larson rest on near-first-party "I'm not in it" comments. A walk-back from any of them, or a new denial from someone currently rumored in, would move that specific line by 10 to 20 points.
Dark Horses The Panel Won't Dismiss
The market's favorites get the headlines, but a few low-priced or low-profile names carry more nuance than a single number shows:
- Andrew Garfield Is The Only Name The Panel Likes More Than The Market. Kalshi prices him at 12 cents on the back of his blunt GQ denial, "No, unequivocally, f---ing no," yet the panel blends him to about 25%. The reason is memory: Garfield spent months denying No Way Home before it opened with him in it, so the models discount a Spider-Man actor's denial more than almost any other kind of statement.
- Hailee Steinfeld's Kate Bishop Is A Quiet Coin-Flip-Adjacent Name. At a 48-cent market and a 22.6% blend, she is Young-Avengers-adjacent alongside the confirmed Kathryn Newton, and DeepSeek was the outlier that pushed her up in the revision round on the theory that Marvel is assembling that group.
- Don Cheadle's WAR Machine Is The Tightest Of The Board's Mid-Tier Markets. A 20-cent price and a 13.6% blend leave just a six-point gap, one of the smaller splits among names the panel took seriously; there is no strong reporting either way, and the models simply priced the base rate for a mid-tier legacy character with no news.
The Traps: Rows That Look Like Signal But Are Not
Transparency matters more than a clean story, so here is where the board could mislead you:
- A High Market Price Is Not A Confirmation. The single most important trap on this board is reading 88 cents on Maguire or 86 on Deadpool as "basically official." None of the top nine names is confirmed by Marvel; those prices are rumor and enthusiasm, which is exactly the gap the panel is flagging.
- Silence Is Not A No. Wong, Gomez, Paltrow, Cheadle, Favreau, and Lilly have little public reporting either way, and it would be a mistake to read the panel's modest numbers on them as evidence they are out. The models priced real uncertainty against the base rate for each kind of role, not a confirmed absence.
- The Thin Books Make Every Number Soft. With no reported volume, open interest in the low tens of thousands at most, and penny-wide spreads, these prices move on a single trade. Treat the exact cents as directional, not precise.
The Confirmed One: Kathryn Newton
The board is not all guesswork, and the one name that already resolved is the tell for how the rest will. Kathryn Newton's Cassie Lang contract settled YES after she confirmed her return on Instagram in April 2026 and then appeared in the July trailer. That is what a real yes looks like on this board: an on-the-record confirmation plus a screen appearance, not an insider tweet. It is worth keeping in view precisely because none of the 19 still-open contracts has cleared that bar yet, which is the whole reason the panel prices them below their markets.
Settlement Timeline
| Market Settles | Around January 2, 2027 (Kalshi expected expiration), roughly two weeks after the film's release |
| Key Catalyst: Theatrical Release | December 18, 2026, when every actor's on-screen appearance becomes definitive |
| Key Catalyst: Fall Marketing | Any new trailer, TV spot, or footage event between now and December can announce or reveal an actor and settle a contract early, the way the July trailer settled Kathryn Newton |
| Key Catalyst: Official Cast Updates | Marvel can confirm a name at any point; announcement alone settles YES under the rules |
| Re-Scoring | This board is re-scored whenever the story moves (a confirmation, a trailer, a credible set leak), with the prices above stamped as of August 7, 2026 |
How To Read These Prices
The models can tell you where they part ways with the crowd, but the number in front of you still has to be read in context, and this board has some specific quirks.
These do not add up to 100, and that is correct. Unlike a "who wins" field where exactly one outcome hits, this is 20 independent yes/no questions, and any number of actors can appear in the same movie. So there is no de-vigging to do and no reason the prices should sum to anything. Read each contract on its own: an 86-cent Deadpool means the market thinks there is about an 86% chance he shows up, full stop, and the panel's 19% is a flat disagreement with that specific number, not part of a rebalancing. If you want the general habit of turning a prediction-market price into real odds, it still applies one contract at a time.
That comparison habit, checking a price against an independent estimate, is the whole idea behind line shopping and finding value. OddsShopper's odds screen and free expert picks cover the sports slate rather than movie-casting futures, and the casting board itself lives on Kalshi, but the method is the same one our next James Bond model verdict uses on a related casting field.
A few honest points before reading too much into any number above:
- Eligibility. Kalshi is a CFTC-regulated event-contract exchange, not a sportsbook. You must be 18 or older and located in an eligible state, and availability varies by state and can change.
- Liquidity And Spread. These are thin books with no reported volume, open interest in the tens of thousands of contracts at most, and penny-wide quotes, so the "price" on any contract is softer than one number suggests and your fill depends on the spread when you act.
- Time And Secrecy. This board does not settle until early January, and Marvel's whole marketing strategy is to withhold the answers, so expect long stretches of no news punctuated by sudden, contract-settling reveals.
- Not Advice. Everything here is analysis for information, not a recommendation to trade. These are model estimates, not predictions of fact and not financial advice.
FAQ
Is Tobey Maguire in Avengers: Doomsday? As of August 7, 2026 it is not officially confirmed. Marvel has not announced Tobey Maguire for Avengers: Doomsday, and he did not appear in the late-July 2026 trailer. Multiple insiders report he will appear as Spider-Man in an expanded role, which is why Kalshi traders price it near 88 cents. Our price-blind AI panel is more cautious at about a 63% blend, treating a classic secret-cameo role as plausible but far from the near-lock the market implies.
Is Deadpool (Ryan Reynolds) in Avengers: Doomsday? It is not confirmed, and the fetched reporting leans against it. Ryan Reynolds has said he has not stepped foot on the set, sources say he was not seen on the London shoot, and one Comic-Con exchange implied the movie was already finished without him. Kalshi still prices Deadpool near 86 cents; our panel blends it to about 19%, the single largest gap on the board, because a skeptical on-set reporting record outweighs rumor.
Who is officially confirmed in the Avengers: Doomsday cast? Marvel confirmed a large ensemble at its March 2025 livestream and after, including Robert Downey Jr. as Doctor Doom, Chris Hemsworth, Anthony Mackie, Vanessa Kirby, Pedro Pascal, Florence Pugh, and the original Fox X-Men actors such as Patrick Stewart and Ian McKellen. Of the 20 actors on this Kalshi board, only Kathryn Newton (Cassie Lang) is officially confirmed; the other 19 are rumored or unconfirmed, which is what this market is really pricing.
When does Avengers: Doomsday come out and when does this market settle? Avengers: Doomsday releases in theaters on December 18, 2026. The Kalshi casting markets expire around January 2, 2027, roughly two weeks after release, so by settlement the film is out and every actor's on-screen appearance is knowable. That timing is the spine of the board: these are effectively bets on who is in the released movie, or officially credited, by early January.
How does the Kalshi Avengers: Doomsday cast market settle? Kalshi lists a separate yes/no contract per actor-role. Each resolves YES if that actor is officially announced or credited in that role, or actually appears on screen in the released film. Announcement alone counts even if the scene is ultimately cut, and if the film were cancelled after an announcement it would still resolve YES. These are independent contracts, so any number of them can settle YES; they do not add up to 100.
How were these model estimates produced? Five AI models scored all 19 open contracts without seeing any market prices, working from a fetched, dated summary of the confirmed cast, the July 2026 trailer, and each actor's public reporting status, then read one another's anonymized reasoning and revised. Their per-actor numbers were blended into one estimate each. These are model estimates, not predictions of fact and not financial advice.
The Bottom Line
The market and the models are looking at the same casting rumors and reaching opposite conclusions about how much they are worth. Kalshi is pricing insider reports and fan hope as if the ink were dry, which is how you get Tobey Maguire and Hugh Jackman near 88 cents and Deadpool at 86 with zero official confirmation. The panel, working from the same fetched record, keeps Maguire and Jackman as the likeliest returns but only around 62 to 63%, fades Deadpool to about 19% on distinctly skeptical sourcing, and trusts Andrew Garfield's loud denial the least of anyone's. The read to take is the one Kathryn Newton's settled contract already demonstrated: on this board, a yes is a confirmation plus a screen appearance, and until Marvel provides one, every open price is paying for a rumor. If this method is your thing, our next James Bond model verdict and our guide to Kalshi versus Polymarket are the natural next reads.
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Verdicts generated August 7, 2026. Prices as of August 7, 2026, from Kalshi's public market feed. Panel: Claude Opus, Claude Sonnet, GLM, Kimi, and DeepSeek, price-blind. These are model estimates, not predictions of fact and not financial advice.
